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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. The phrase, "this policy pays $1,800 for hospital room and board expenses," should include the:

A) Maximum daily benefit and the maximum time limit for hospital room and board expenses
B) Minimum daily benefit and the minimum time limit for hospital room and board expenses
C) Maximum daily benefit and the minimum time limit for hospital room and board expenses
D) Minimum daily benefit and the maximum time limit for hospital room and board expenses

2. Which of the following is NOT a mandated benefit in Maryland?

A) Treatment of mental illness
B) Weight reduction programs
C) Treatment of substance abuse
D) Hearing aids for children

3. An insurance producer's license may be suspended or revoked by:

A) The continuing education course provider
B) The Attorney General
C) The Maryland Insurance Administration
D) The appointing insurer

4. Medical expense insurance typically EXCLUDES coverage for:

A) Hospital laboratory tests
B) Expenses incurred for primarily cosmetic surgery
C) Hospital care extending past 30 days
D) Maternity care benefits

5. When a single major medical contract covers all medical expenses, the plan is considered to be:

A) Limited
B) Supplemental
C) First-dollar
D) Comprehensive

Solutions: