Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer : Ok-Life-Accident-and-Health-or-Sickness-Producer

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. How many employees are REQUIRED before an employer is subject to COBRA?

A) 50 employees
B) 31 employees
C) 20 employees
D) 30 employees

2. Term life insurance differs from permanent life insurance in that MOST often, term life insurance

A) accumulates a much smaller cash value.
B) remains in force for a specific period of time.
C) has a longer premium payment period.
D) is automatically renewable at the end of the term period.

3. When can an insurer cancel a Medicare supplement plan?

A) At any time.
B) On a date specified in the policy.
C) After nonpayment.
D) At the enrollment period.

4. In regards to advertising, insurers are responsible for which of the following?

A) maintaining control over content and form.
B) maintaining control over the cost of delivery.
C) maintaining control over the cost of production.
D) maintaining control of communications between agents.

5. A whole life policy payment period is related to an annual premium in which of the following ways?

A) The payment period is not related to the annual premium.
B) The shorter the payment period, the lower the annual premium.
C) The shorter the payment period, the higher the annual premium.
D) The longer the payment period, the higher the annual premium.

Solutions: